How to Close Flipkart Pay Later

If you are a regular Flipkart purchaser who has chosen the Flipkart Pay Later payment option, you may be wondering how to close Flipkart Pay Later. It is a popular alternative for customers who wish to pay for their shopping regularly and avoid completing a transaction every time they buy something from Flipkart.

This option, however, is presently only offered to qualified consumers. If you aren’t already utilizing this option, you may verify your eligibility by navigating to your Flipkart profile.

Flipkart provides a pay-later option through IDFC First Bank Ltd. You may also examine it in your CIBIL profile by clicking on the active accounts.
This essential article will show you exactly how to delete your Flipkart Pay Later account.

How to Close Flipkart Pay Later Permanently

People terminate their pay-later accounts for a variety of reasons, including their CIBIL score, converting to a new payment method, and, yes, their inability to pay monthly installments owing to excessive shopping. 

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Many users are unable to locate the Flipkart Pay Later deactivation option. To permanently deactivate your Flipkart Pay Later account, take the following steps:

Login to Your Flipkart Account

To get started, sign in to your Flipkart account. Remember the email address, phone number, and password you used to set it up? Use that to log in to your account.

Go to the Flipkart Help Center.

Let’s visit the Flipkart support center now that you’re in. Look for a little symbol that says “all about you”; it normally resides in the top right corner.

Choose the “Callback” or “Chat” option.

When it comes to deactivating pay later on Flipkart, this is arguably the most crucial step. Look for the option labeled “I want help with other issues” on the help center page. 

Once you tap on it, you’ll see “others” at the bottom of the list. Press “others” in the drop-down menu once again. The callback option is now visible to you.

Request a Call Back

Flipkart-call-back

After requesting a callback, a Flipkart customer service agent will contact you in five to ten minutes. Kindly request assistance from the support staff to deactivate your Flipkart Pay Later IDFC bank account. 

Make sure you request a permanent closure of your account rather than a temporary deactivation or suspension.

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Timeline and Account Closure

Your Flipkart Pay Later account will be closed throughout the next month after the conversation or call. 

Take your time! This closure will soon be shown as “closed” on your CIBIL report, often in the next two to three months.

Send a closure request by email.

Alternatively, you may write Flipkart an email asking for the account closure at “Cs@flipkart.com” using your registered email address if you’re still having trouble closing your Flipkart Pay account.

Make sure the subject line of your email explicitly states your request to close your account (e.g., “Flipkart Pay Later Closure Request”).

One of their agents will contact you by email or phone at the number you have registered when you send them an email.

Recall that email correspondence is an alternative means of communication, so there’s no assurance that you’ll receive a response or that your account won’t be canceled.

Choose to get in touch with the assistance center via the first option if you want to know how to disable Flipkart Pay later.

Contacting RBI Ombudsman

You can contact the RBI Ombudsman for Grievance Redressal if your request to close your account is not honored or if you do not obtain an NOC notwithstanding your request.

Things to Consider Before Closing Your Account on Flipkart Pay Later

  • In order to ensure a simple closure procedure, pay off any outstanding balances prior to ending your Flipkart Pay Later account.
  • You can expect a No Objection Certificate (NOC) from IDFC First Bank, your Flipkart Pay Later credit partner, within two to three weeks after requesting account closure. Please contact the Flipkart service center to find out more if you do not receive it.
  • Remember that there is no going back once you close your Flipkart Pay Later account. You won’t be able to reapply for Flipkart Pay Later after it is closed.

Even though closing your Flipkart Pay Later account can seem like a little move, there are a few things to think about before making this choice. With any luck, this article on “how to close Flipkart Pay Later” will enable you to successfully terminate your account.

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