11 Best Credit Card For Lounge Access Without An Annual Fee in India

Welcome to our comprehensive guide on the “11 Best Credit Cards for Free Airport Lounge Access in India 2023.” . For the discerning traveler seeking comfort, luxury, and convenience without compromising on the budget, credit cards offering complimentary access to airport lounges prove to be invaluable assets. In this guide, we present a curated selection of credit cards meticulously evaluated for their lounge access benefits, helping you make an informed decision and elevate your travel experience. Explore this list to discover credit card options that promise to unlock the doors to a world of leisure and tranquility within airport terminals across India.

Credit Cards without an annual charge that provide conditional access to lounges
A Credit Card that charges yearly fees that are eliminated when a particular amount is spent on it during the year

There aren’t many credit cards that give unlimited access to lounges at airports for the rest of your life without limitations.

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Best Free Credit Cards for Lounge Access in India


1. IDFC First Wealth Credit Card

The IDFC First Wealth Credit Card is the only credit card with no annual fee that offers free entry to both international and local lounges.
Per quarter, you are entitled to a total of four domestic and international lounge visits. However, the requirement is that you spend Rs 5,000 each month.
To gain entry to the lounge the next month, you must spend Rs 5,000 in any given month.
Make sure you have spent more than 5000 rupees in April if you intend to utilize the lounge in May.

2. AU Bank LIT (Live It Today) Credit Card

The customizable perks of the AU LIT lifetime free credit card make it stand out from the competition.
You only need to choose the function you want to utilize for the following 90 days and make the necessary payments.
Visits to domestic airport lounges are one such amenity. One domestic lounge visit costs Rs 199, and two trips cost Rs 299, all of which are valid for 90 days.

3. HSBC Visa Platinum Credit Card

With your HSBC Platinum credit card, you may visit three free local and international airport lounges.
Along with the HSBC lifetime free credit card, you receive additional welcome gifts totaling Rs. 2750.
You must reside in one of the following cities: Bangalore, Chennai, Gurgaon, Hyderabad, Mumbai, New Delhi, Noida, or Pune.

4. Axis Ace Credit Card

One of the most deserving credit cards on this list is Axis Ace.
You receive access to four domestic airport lounges, 5% cashback on Gpay utility bill payments, and 2% cashback for all other purchases.
No other beginner-level credit card would provide a greater bargain.

5. HDFC Millennia Credit Card

You receive eight domestic lounge visits per year in addition to 5% cashback on purchases made through Swiggy, Tata CLiQ, Uber, BookMyShow, Flipkart, Myntra, and Cult. fit.
You receive eight domestic lounge visits per year in addition to 5% cashback on purchases made through Swiggy, Tata CLiQ, Uber, BookMyShow, Flipkart, Myntra, and Cult.fit.
On all other purchases, you receive 1% cashback, which is less than Axis Ace.

6. HDFC Regalia Credit Card

For infrequent travelers searching for complimentary local and international airport lounges, the HDFC Regalia credit card is a solid choice.
In a calendar year, you are entitled to 12 domestic and six foreign free lounge visits.
A Regalia credit card offers a reward value of 1.33% on all of your purchases, which is not tremendous considering the Rs. 2500 annual charge.

7. HDFC Bank Moneyback Credit Card

Another no-cost credit card that grants clients access to airport lounges is the HDFC Bank Moneyback Credit Card.
One complimentary trip to an airport lounge every quarter is available to cardholders.
The card also comes with other perks including savings on cinema tickets, waivers of fuel surcharges, and cashback on purchases.

8. BOB Eterna Credit Card

As you may enter any domestic lounge in India without limits,
Bob Eterna is a wonderful choice for regular domestic travelers.
Applying for the BOB Eterna credit card can be a good idea if you’re a paid worker who regularly travels for business and wants to avoid paying high yearly fees.

9. ICICI MakeMyTrip Signature Credit Card 

The ICICI MMT Signature credit card has a lifetime access charge of Rs. 2500 and a one-time membership cost.
Over Rs. 2500 worth of welcome gifts are given to you. Spending Rs 5,000 in a calendar quarter entitles you to two domestic lounge visits.
In addition, your free Dreamfolks membership grants you access to one international airport lounge visit and one spa treatment each year.

10. Kotak Royale Signature Credit Card 

Two complimentary domestic lounge visits are provided by the Kotak Royale Signature Credit Card per quarter.
The Kotak Royale has an annual charge of Rs 999, which is comparable to the HDFC Millennium Card’s Rs 1 lakh waiver clause.
Based on how much you typically spend, you may compare the two cards.

11. Axis Bank Lounge Access

Get a free Club Vistara Gold Membership with the Axis Bank Vistara Infinite Credit Card, which entitles you to enhanced luggage allowance, priority boarding, priority check-in, and lounge access on every trip. 
Get free access to airport lounges in both domestic and international terminals with the Axis Bank Titanium Smart Traveller Credit Card. 
With a Priority Pass membership, you may enter two complimentary lounges annually, and under the MasterCard lounge access program, you can visit four complimentary lounges each quarter.

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